Classic Car Insurance.

Ensure your loved ones’ future is secure and protected.

What is Car Insurance?

You finally bought the vehicle of your dreams! Now we must protect it. Do you need insurance for your collector car? Talk with us today to identify the best combination of coverage, value, and price for you. We can also provide race car and track day insurance policies! Zoom Zoom.

What is Covered?

Before we can cover, the client, and the insurer need to establish the value of the car. This can be done by an appraisal or by evaluating market data. Agreed Value Coverage is key because you want to be paid for the full agreed amount, not the depreciated value. For example, if you insure your 1967 sports car for $85,000 and it’s stolen or totalled, you receive $85,000.00.
Comprehensive coverage. Protects against non-collision losses
- Theft or vandalism
- Fire
- Storms or flooding
- Falling objects
- Animal damage
Collision Damage
- Covers damage to your classic car if it crashes into another vehicle, or object – regardless of fault.
Liability Coverage
- Bodily Injury (medical bills, lost wages, legal fees)
- Property Damage (repairs to other cars, or structures)
Spare Parts and Accessories Coverage
- Covers spare parts, tools, and accessories (like rare trim, chrome pieces, or custom wheels) against theft or damage — often up to a specific limit.
Uninsured / Underinsured Motorist Coverage
- Protects you if your classic is hit by a driver with no insurance or not enough to cover your losses.
- A must-have for high-dollar collectors cars
Optional Coverages: Race Car and Track Day Insurance on a case-by-case basis.